Welcome to Guest-Insurance.de

Insured for a safe stay in Germany

Guest-Insurance in a nutshell

Are you coming to Germany to learn the language or to gain experience abroad as a student, scholarship holder or guest researcher? Three strong partners support you and provide a carefree stay.  
DR-WALTER GmbH, Barmenia and BKK·VBU offer the right coverage for all phases of further education.

For whom

Guest-Insurance can be concluded by all international or language students, scholarship holders or visiting scientists and
their accompanying spouses and children.

When

Guest-Insurance offers solutions for all different phases of your time in Germany:

pre-arrival in Germany, during the process of settling in, and while gaining a foothold in Germany.

By whom

Guest-Insurance is a cooperation of three experienced and renowned experts:

combined expertise of Barmenia Versicherungen, BKK·VBU and DR-WALTER GmbH.

Why choose Guest-Insurance?

Are you planning to come to Germany to gather international experience and learn the German language? With Guest-Insurance you will find the right insurance solution for all phases of your stay. 4 good reasons that speak for Guest-Insurance:

Flexible insurance solutions

Our insurance meets all regulatory requirements and adapts to your needs, whether before your arrival in Germany, during the process of settling in, or while gaining a foothold in Germany.

Easy online purchase

Within a few minutes you conclude your insurance via our secure server. You will receive the corresponding confirmation for the authorities immediately by e-mail.

Personal contact persons

The competent consulting team is available to answer your questions. Feel free to contact us in English or German.

Reliable partners

Guest-Insurance is a cooperation of three experienced and renowned experts. Behind it are Barmenia Versicherungen, BKK·VBU and DR-WALTER GmbH.

Visitors - arriving in Germany as a visitor

Before arrival in Germany it is necessary to apply for a visa in most cases. The special requirements for the visa are listed below and fullfilling them is easy.

Requirements for getting a visa

If you apply for a visa for entering Germany, two main formalities need to be considered.

  1. A travel health insurance with special framework.
  2. Proof of funding in the form of a blocked account.

Which travel health insurance is the one for me?

A successful visa application is dependent on a certain travel health insurance with a minimum coverage of 30,000 euros. Validity for the entire Schengen area and insurance cover for the complete period of travel are also required.

Both our recommendations Provisit Visum and Provisit Germany fulfill these criteria. Which one fits better depends on your travel conditions.

Provisit Visum

  • insurance up to 6 months with a daily premium
  • can be concluded prior to arrival or within 10 days after entering Germany
  • covers all kinds of stays except for physical activities
  • no maximum age

Provisit Germany

  • up to 24 months with monthly premium
  • can be concluded prior to arrival or within one year after
  • all kinds of stays can be insured even during physical work (e.g. as a caregiver)
  • maximum age 69 years

Do I need a blocked account?

If you are coming from outside of the EU, proof of a blocked account is usually the second prerequisite for obtaining a visa. As a rule, the minimum amount required for a German blocked account is €861 for each month you wish to spend in Germany plus applicable bank fees.

International health insurance for Schengen visa

Provisit Visum is the perfect travel insurance policy for foreign visitors who want to stay in Germany for up to 6 months.

Provisit Visum is an insurance combination that consists of health, personal liability and accident insurance. It covers the main risks during a stay abroad and comes at an affordable price. Provisit Visum is a tailored insurance solution for visitors, which complies with the visa requirements of immigration authorities.

Your advantages with Provisit Visum:

  • Insurance cover according to the requirements of the authorities
  • Health insurance without deductible
  • Suitable insurance protection for visitor and host

Feel free to have a look at the detailed benefits and see how easy it is.

Take out Provisit Visum

Health insurance for stays in Germany up to 2 years

Provisit Germany is the perfect travel insurance policy for foreign visitors up to 69 years of age who want to stay in Germany for up to two years.

Provisit Germany is an insurance combination that consists of health, personal liability, accident and deportation costs insurance. It covers the main risks during a stay abroad and comes at an affordable price. Provisit Germany is a tailored insurance solution for visitors according to the visa requirements of immigration authorities.

Your advantages with Provisit Germany:

  • Can be purchased before and after entering the country
  • Insurance cover according to the requirements of the authorities
  • All types of stays can be insured, even during physical work (e.g. as a caregiver)

Feel free to have a look at the detailed benefits and see how easy it is.

Take out Provisit Germany

How to open a blocked account?

Proof of a blocked account and therefore a stable financial situation is one of the requirements for obtaining a visa coming from outside the EU. We will show you just how easy it is.

For the visa to be issued, you must prove that your livelihood is secured for at least one year. Opening the German blocked account is the easiest way to do this. Our German Blocked Account website guides you through the process and you will receive an officially approved confirmation after only 3 to 5 working days.

The blocked account is opened through Expatrio, one of the largest providers of blocked accounts on the German market. The fees for the blocked account are €89 setup and €5 monthly.

Open a German blocked account now.

Do you require advice?

If you have any questions, please feel free to contact us:

Pia Wölke and her team can be reached from Monday to Friday from 8 am to 6 pm (CET).

T +49 2247 9194-985
info@guest-insurance.de
Telegram Messenger

 

 

Scientist - Coming to Germany as a visiting academic

Before arrival in Germany it is necessary to apply for a visa in most cases. The special requirements for the visa are listed below and fullfilling them is easy.

 

Requirements for getting a visa

If you apply for a visa for entering Germany, two main formalities need to be considered.

  1. A travel health insurance with special framework.
  2. Proof of funding in the form of a blocked account.

Which travel health insurance is the one for me?

A successful visa application is dependent on a certain travel health insurance with a minimum coverage of 30,000 euros. Validity for the entire Schengen area and insurance cover for the complete period of travel are also required. Our recommendations depend on your social insurance status in Germany.

a) When your plan is to enter the public health insurance, we advise to conclude Provisit Visum for the time of arrival up to the entry into the statutory insurance. After entry in Germany we advise coverage through the BKK·VBU.

b) If you do not have a fixed employment contract and insurance via the statutory insurance is not possible, Provisit Science should be concluded as of entering Germany.

Do I need a blocked account?

If you are coming from outside of the EU, proof of a blocked account is usually the second prerequisite for obtaining a visa. As a rule, the minimum amount required for a German blocked account is €861 for each month you wish to spend in Germany plus applicable bank fees.

International health insurance for Schengen visa

Provisit Visum is the perfect travel insurance policy for academics who want to stay in Germany for up to 6 months.

Provisit Visum is an insurance combination that consists of health, personal liability and accident insurance. It covers the main risks during a stay abroad and comes at an affordable price. Provisit Visum is a tailored insurance solution for visitors, which complies with the visa requirements of immigration authorities.

Your advantages with Provisit Visum:

  • Insurance cover according to the requirements of the authorities
  • Health insurance without deductible
  • Suitable insurance protection for visitor and host

Feel free to have a look at the detailed benefits and see how easy it is.

Take out Provisit Visum

Do I need a public health insurance?

Finding the right health insurance for your time in Germany is not easy, because there are a lot of rules and regulations to consider. How do I have to insure myself in Germany? Do I need private or statutory health insurance? Is my family also insured? BKK·VBU is happy to advise you on these and many other questions.

Heading for a new start in a foreign country is a big challenge. There are so many things that are done differently from how they are done in your home country. This is true for health insurance and healthcare too. We are delighted that you have decided in favor of health insurance with BKK·VBU. Your decision is the first important step. After all, it is quick and not at all complicated to become a member of BKK·VBU. In the following you will find information on the next steps.

Your contact person:

Jeannette Wendenburg
Account Managerin BKK·VBU
Rannische Straße 4,
06108 Halle (Saale)

T +49 345 692 0932
M +49 1736 291937
jeannette.wendenburg@bkk-vbu.de
www.meine-krankenkasse.de

BKK·VBU Benefits
BKK·VBU Income Query
BKK·VBU Membership Declaration

Insured with Provisit Science

Substitutive private health insurance for visiting academics and visiting scientists in Germany

If you would like to come to Germany as a visiting academic or scientist and you are not subject to the compulsary social insurance, Provisit Science is the right insurance for you.

Provisit Science is a substitutive private comprehensive health insurance for foreign academics and visiting scientists in Germany (§ 146 VAG, § 195 paragraph 3 VVG). It offers comprehensive health insurance coverage at a favorable premium.

Take out Provisit Science

How to open a blocked account?

Proof of a blocked account and therefore a stable financial situation is one of the requirements for obtaining a visa coming from outside the EU. We will show you just how easy it is.

For the visa to be issued, you must prove that your livelihood is secured for at least one year. Opening the German blocked account is the easiest way to do this. Our German Blocked Account website guides you through the process and you will receive an officially approved confirmation after only 3 to 5 working days.

The blocked account is opened through Expatrio, one of the largest providers of blocked accounts on the German market. The fees for the blocked account are €89 setup and €5 monthly.

Open a German blocked account now.

Your consultant for all further insurances

Challenges often arise, especially in the search for legally secure, fast and permanent insurance for foreign guests. Often, this is exactly where an undignified marathon through responsibilities, departments and waiting loops begins. For a carefree start in Germany you depend on a reliable, fast and competent service. Do you already know your personal helpers?

Our goal is to provide you with the best possible advice. To this end, we offer you full and holistic support. At Barmenia Krankenversicherung AG, this service concept has a name and you have a contact person: Our Incoming Insurance Competence Team - for a carefree start in Germany. One problem, one contact person, one solution.

Arrange a no-obligation consultation appointment for all insurance areas:

  • Health
  • Home & Liability
  • Motor & Travel
  • Around the animal
  • Provision & Finances

The Barmenia Incoming Insurance Competence Team introduces itself:

Lars Böhnstedt

T +49 0341-216 810
incoming@barmenia.de

Barmenia Krankenversicherung AG
Nordstr. 1
04105 Leipzig

Do you require advice?

If you have any questions, please feel free to contact us:

Pia Wölke and her team can be reached from Monday to Friday from 8 am to 6 pm (CET).

T +49 2247 9194-985
info@guest-insurance.de
Telegram Messenger

Students - Arriving in Germany as a student or as a scholarship holder

Arriving in Germany as a student and finding your way around in the jungle of insurance possibilities is not easy. Let us advise you, because there are a lot of things to consider when choosing the right insurance coverage. We are here for you and will be happy to advise you.

Requirements for getting a visa

If you apply for a visa for entering Germany, two main formalities need to be considered.

  1. A travel health insurance with special framework.
  2. Proof of funding in the form of a blocked account.

Which travel health insurance is the one for me?

Your are under 30 or are planning to complete an entire course of study in Germany, the public health insurance of BKK·VBU offers a carefree coverage. For the time between arrival and the planned entry into the statutory insurance, we advise to conclude Provisit Visum. After entry in Germany it is time to register with the BKK·VBU.

If you are 30 years or older, or are planning to study in Germany for only one or two semesters, we advise insurance coverage through Provisit Student: a private health insurance which can be applied for from abroad and meets all visa requirements.

Scholarship recipients should have a look at Provisit Science.

What else do I need?

If you are coming from outside the EU, proof of a blocked account is usually the second prerequisite for obtaining a visa. As a rule, the minimum amount required for a German blocked account is €861 for each month you wish to spend in Germany plus applicable bank fees.

An additional liability coverage through PROTRIP-WORLD-H might come in handy. According to the German consumer organisation "Stiftung Warentest", the personal liability insurance ranks among the most important insurances.

International health insurance for Schengen visa

Provisit Visum is the perfect travel insurance policy for students who want to stay in Germany for up to 6 months.

Provisit Visum is an insurance combination that consists of health, personal liability and accident insurance. It covers the main risks during a stay abroad and comes at an affordable price. Provisit Visum is a tailored insurance solution for visitors, which complies with the visa requirements of immigration authorities.

Your advantages with Provisit Visum:

  • Insurance cover according to the requirements of the authorities
  • Health insurance without deductible
  • Suitable insurance protection for visitor and host

Feel free to have a look at the detailed benefits and see how easy it is.

Take out Provisit Visum

Public health insurance for students

If you are under 30 years of age and want to complete your entire study in Germany, BKK·VBU takes good care of you.

Heading for a new start in a foreign country is a big challenge. There are so many things that are done differently from how they are done in your home country. This is true for health insurance and healthcare too. We are delighted that you have decided in favor of health insurance with BKK·VBU. Your decision is the first important step. After all, it is quick and not at all complicated to become a member of BKK·VBU. In the following you will find information on the next steps.

Your contact person:

Jeannette Wendenburg
Account Managerin BKK·VBU
Rannische Straße 4,
06108 Halle (Saale)

T +49 345 692 0932
M +49 1736 291937
jeannette.wendenburg@bkk-vbu.de
www.meine-krankenkasse.de

BKK·VBU Benefits
BKK·VBU Income Query
BKK·VBU Membership Declaration

Insurance for university students

Provisit Student is the right insurance if you are coming from abroad and want to enroll in a state or nationally recognized university for one or two semesters. Also students of 30 years and above are in good hands here.

Provisit Student is a substitutive private comprehensive health insurance for foreign academics in Germany (§ 146 VAG, § 195 paragraph 3 VVG). It offers comprehensive health insurance coverage at a favorable premium.

Take out Provisit Student

Insurance for scholarship holder

If you would like to come to Germany as a scholarship holder, Provisit Science is the right insurance for you.

Provisit Science is a substitutive private comprehensive health insurance for foreign academics and visiting scientists in Germany (§ 146 VAG, § 195 paragraph 3 VVG). It offers comprehensive health insurance coverage at a favorable premium.

Take out Provisit Science

How to open a blocked account?

Proof of a blocked account and therefore a stable financial situation is one of the requirements for obtaining a visa coming from outside the EU. We will show you just how easy it is.

For the visa to be issued, you must prove that your livelihood is secured for at least one year. Opening the German blocked account is the easiest way to do this. Our German Blocked Account website guides you through the process and you will receive an officially approved confirmation after only 3 to 5 working days.

The blocked account is opened through Expatrio, one of the largest providers of blocked accounts on the German market. The fees for the blocked account are €89 setup and €5 monthly.

Open a German blocked account now.

Perfect additional liability coverage for students and trainees

PROTRIP-WORLD-H offers trainees reliable and comprehensive liability insurance protection. Conclude online and benefit from

  • worldwide coverage
  • comprehensive cover and
  • high insurance sums

According to the German consumer organisation "Stiftung Warentest", the personal liability insurance ranks among the most important insurances. We share this opinion and therefore always advise to add a personal, worldwide liability insurance when traveling. Additionally, many employers request proof of a professional liability insurance for trainees. This is automatically included in the coverage of PROTRIP-WORLD-H.

Take out PROTRIP-WORLD-H

Your consultant for all further insurances

Challenges often arise, especially in the search for legally secure, fast and permanent insurance for foreign guests. Often, this is exactly where an undignified marathon through responsibilities, departments and waiting loops begins. For a carefree start in Germany you depend on a reliable, fast and competent service. Do you already know your personal helpers?

Our goal is to provide you with the best possible advice. To this end, we offer you full and holistic support. At Barmenia Krankenversicherung AG, this service concept has a name and you have a contact person: Our Incoming Insurance Competence Team - for a carefree start in Germany. One problem, one contact person, one solution.

Arrange a no-obligation consultation appointment for all insurance areas:

  • Health
  • Home & Liability
  • Motor & Travel
  • Around the animal
  • Provision & Finances

The Barmenia Incoming Insurance Competence Team introduces itself:

Lars Böhnstedt

T +49 0341-216 810
incoming@barmenia.de

Barmenia Krankenversicherung AG
Nordstr. 1
04105 Leipzig

Do you require advice?

If you have questions please feel free to contact us:

Pia Wölke and her team can be reached from Monday to Friday from 8 am to 6 pm (CET).

T +49 2247 9194-985
info@guest-insurance.de
Telegram Messenger

Language students - Coming to Germany as a language student

Before arrival in Germany it is necessary to apply for a visa in most cases. The special requirements for the visa are listed below and fullfilling them is easy.

 

Requirements for getting a visa

If you apply for a visa for entering Germany, special formalities need to be considered.

  1. Provide documentary evidence of travel health insurance with a minimum coverage of 30,000 euros. Validity for the entire Schengen area and insurance cover for the complete period of travel are required.
  2. If you are coming from outside of the EU, proof of a blocked account is usually the second prerequisite for obtaining a visa. As a rule, the minimum amount required for a German blocked account is €861 for each month you wish to spend in Germany plus applicable bank fees.

Health insurance for foreign language students

A combination of health, personal liability and accident insurance covers the main risks during your stay abroad, meets the visa requirements of immigration authorities and comes at an affordable price.

You can choose from four different types of Provisit Educare24 insurance policy: S (Small), M (Medium), L (Large) and XL (Extra Large). We recommend Provisit Educare24 M or higher.

The details of Provisit Educare24, including the benefits and premiums, can be found on www.provisit.com.

Provisit Educare24 offers an easy online conclusion from abroad, even if you do not yet have an address and bank details in Germany. Simply provide us with this data after entering the country.

Take out the health insurance Provisit Educare24 now.

How to open a blocked account?

Proof of a blocked account and therefore a stable financial situation is one of the requirements for obtaining a visa coming from outside the EU. We will show you just how easy it is.

For the visa to be issued, you must prove that your livelihood is secured for at least one year. Opening the German blocked account is the easiest way to do this. Our German Blocked Account website guides you through the process and you will receive an officially approved confirmation after only 3 to 5 working days.

The blocked account is opened through Expatrio, one of the largest providers of blocked accounts on the German market. The fees for the blocked account are €89 setup and €5 monthly.

Open a German blocked account now.

Your consultant for all further insurances

Challenges often arise, especially in the search for legally secure, fast and permanent insurance for foreign guests. Often, this is exactly where an undignified marathon through responsibilities, departments and waiting loops begins. For a carefree start in Germany you depend on a reliable, fast and competent service. Do you already know your personal helpers?

Our goal is to provide you with the best possible advice. To this end, we offer you full and holistic support. At Barmenia Krankenversicherung AG, this service concept has a name and you have a contact person: Our Incoming Insurance Competence Team - for a carefree start in Germany. One problem, one contact person, one solution.

Arrange a no-obligation consultation appointment for all insurance areas:

  • Health
  • Home & Liability
  • Motor & Travel
  • Around the animal
  • Provision & Finances

The Barmenia Incoming Insurance Competence Team introduces itself:

Lars Böhnstedt

T +49 0341-216 810
incoming@barmenia.de

Barmenia Krankenversicherung AG
Nordstr. 1
04105 Leipzig

Do you require advice?

If you have any questions, please feel free to contact us:

Pia Wölke and her team can be reached from Monday to Friday from 8 am to 6 pm (CET).

T +49 2247 9194-985
info@guest-insurance.de
Telegram Messenger

Exceptional cases

Our passion is to insure people on the move and to enable them to have a carefree time. We have been shaping the market for over 60 years and are able to offer solutions for almost every possible insurance need. Our experienced consultants can guide you in each and every aspect of your journey.

 

Strong partners at home in all fields

Three strong partners support you and provide a carefree stay.
DR-WALTER GmbH, Barmenia and BKK·VBU offer the right coverage for all phases of further education.

Whether it is DR-WALTER GmbH, Germany’s leading expert in insuring private and business travel as well as stays abroad, Barmenia, an independent insurance group offering a wide spectrum of insurance solutions or BKK·VBU, an experienced health partner who is offering public health insurance with excellent service, we all have you and travel experience at the top of our priority list.

Let us advise you on suitable health insurance as well as supplementary insurances.

Your Consultant for insurance solutions when living abroad

We offer insurance solutions for all types of stay.

  • For visiting foreign nationals in Germany and the EU as well as
  • for people from Germany and the EU traveling all over the world.

Our focus is on health insurance abroad, because you should not travel abroad without adequate health insurance. With us, you have a range of insurance solutions to choose from: from simple travel health insurance to statutory coverage and private health insurance.

Our range of worldwide liability, accident, assistance and baggage insurance policies completes your protection abroad, tailored and suitable for all types of stay.

Pia Wölke and her team are happy to advise you.

T +49 2247 9194-985
info@guest-insurance.de
Telegram Messenger

Your consultant for public health insurance

Heading for a new start in a foreign country is a big challenge. There are so many things that are done differently from how they are done in your home country. This is true for health insurance and healthcare too. We are delighted that you have decided in favor of health insurance with BKK·VBU. Your decision is the first important step. After all, it is quick and not at all complicated to become a member of BKK·VBU.

Your contact person:

Jeannette Wendenburg
Account Managerin BKK·VBU
Rannische Straße 4,
06108 Halle (Saale)

T +49 345 692 0932
M +49 1736 291937
jeannette.wendenburg@bkk-vbu.de
www.meine-krankenkasse.de

BKK·VBU Benefits
BKK·VBU Income Query
BKK·VBU Membership Declaration

Maximum flexibility with an entitlement insurance

Supplement your health plan with an entitlement insurance, because no one can predict the future.

Concluding a supplementary entitlement insurance allows you to join a private health insurance plan at a later date. You basically secure your health status for a later date. 

By answering the health questions today you secure your insurance coverage of tomorrow and fix your health status. A new health check to switch to private health insurance is no longer necessary. Especially because life cannot be planned, your health situation can change and your career is constantly in flux, an entitlement insurance offers flexibility and the ability to plan.

The Barmenia Incoming Insurance Competence Team is happy to advise you:

Lars Böhnstedt

T +49 0341-216 810
incoming@barmenia.de

Barmenia Krankenversicherung AG
Nordstr. 1
04105 Leipzig

Your consultant for all further insurances

Challenges often arise, especially in the search for legally secure, fast and permanent insurance for foreign guests. Often, this is exactly where an undignified marathon through responsibilities, departments and waiting loops begins. For a carefree start in Germany you depend on a reliable, fast and competent service. Do you already know your personal helpers?

Our goal is to provide you with the best possible advice. To this end, we offer you full and holistic support. At Barmenia Krankenversicherung AG, this service concept has a name and you have a contact person: Our Incoming Insurance Competence Team - for a carefree start in Germany. One problem, one contact person, one solution.

Arrange a no-obligation consultation appointment for all insurance areas:

  • Health
  • Home & Liability
  • Motor & Travel
  • Around the animal
  • Provision & Finances

The Barmenia Incoming Insurance Competence Team introduces itself:

Lars Böhnstedt

T +49 0341-216 810
incoming@barmenia.de

Barmenia Krankenversicherung AG
Nordstr. 1
04105 Leipzig

This is what customers say about DR-WALTER

dr-walter.com Reviews with ekomi.de

Strong partners for the insurance of young guests in Germany

Guest-Insurance is a cooperation of three experienced and renowned experts for the insurance of international students, language students, scholarship holders and visiting scientists in Germany, namely Barmenia Versicherungen, BKK·VBU and DR-WALTER GmbH. DR-WALTER GmbH is responsible for the content of this page.

Barmenia Versicherungen

Barmenia is an independent insurance group headquartered in Wuppertal. The Group operates according to the principle of being the secure partner at its customers' side and offering the best solutions. At Barmenia, customers are insured from person to person: Simple. Human. #MachenWirGern

BKK·VBU

For more than 25 years, BKK·VBU has been an active health partner for its more than 550,000 members and around 100,000 corporate customers throughout Germany. Above-average additional benefits, personal advice and excellent service - that's what BKK·VBU stands for. The health insurance company, headquartered in Berlin, is one of the 30 largest statutory health insurance companies in Germany and is represented at 40 locations nationwide.

 

 

DR-WALTER GmbH

DR-WALTER is a recognized expert throughout Germany in the insurance of private and business trips and stays abroad. Every year, many thousands of people rely on the good protection and personal advice of DR-WALTER and its 100 employees.